The margin of financing will depend on your credit standing subject to a maximum of 90% of purchase price.

It is under fixed rate financing, rate from 4.5% to 10% flat per annum depends on your credit standing.

A compensation charges / late charges will be levied at 8% of the unpaid amount.

It is illegal to transfer/sell/part possession of the motor vehicle or goods without the company’s permission. If you do so, you may incur substantial penalties as you are still fully responsible for the liability and losses incurred. Please ensure that you have fully settled your HP debt before you sell your motor vehicle or goods. If you wish to use the proceeds of the sale to settle your HP loan, get the company’s consent to sell and arrange for the proceeds of the sale to be paid directly to the company. If there is any shortfall, you will be responsible for repaying the balance. If there is a surplus, it will be refunded to you by the company.

Yes, you can. However, you must inform the company the new location within 14 days from the day of the removal. Otherwise, you will be guilty of an offence under S37 (2) of the Hire Purchase Act 1967.

You may check the status with your dealer.

Within a day, provided all required documents submitted to dealer is in order.

The need for a guarantor depends on the credit assessment made by the company. The guarantor should be one who is acceptable to the company.

Please select Inter Bank GIRO (IBG) services.

The account statement is only available if your account with us is more than 6 months. You may send your request to us by clicking here.

You will receive an SMS notification from the Company, if your auto debit application is approved / rejected by the Bank.

This is subject to the company’s discretion and you are advised to discuss the matter with us as soon as possible. The company will assist you to arrive at a viable solution.

Yes. The company can claim the payment from the guarantor because the guarantor has agreed to undertake the liability to repay your debt in the event of your default.

The company’s mobile apps will be launched soon. Existing customer will receive SMS notification from the Company on the launching.

Yes. Before the expiration of the 5th Schedule notice, you can introduce a buyer to buy the repossessed motor vehicle or goods at the price indicated in the 5th Schedule notice.

Yes. If the proceeds from the sale of the repossessed motor vehicle or goods are not enough to cover your liabilities, we can claim the amount outstanding from you.

Please email your request to us by clicking here.

Please email your request to us by clicking here. Person in charge will advise you on this matter.

Please call 03-79412868, select your language option, then select option “2” for “Insurance & Road Tax”, to request for quotation or, please click HERE to request for quotation.

The company do provide service on insurance & road tax renewal. We strongly encourage customer to renew insurance & road tax with the company. Currently, the company has a few insurance companies on its panel for your convenience.

Yes. Your liability to pay the monthly instalment does not cease with the loss of your motor vehicle or goods. However, you may claim from the insurance company, the market value of the insured motor vehicle or goods or the sum insured, whichever is lower.