Download AppTop brands for you
Online and in-store shopping
Pay Later, what's not to love? 
Shop anytime, anywhere, with us
Flexible payment
Up to 48-month repayment terms
Budget-friendly
Spread the cost over time
Loyalty rewards
Unlock exclusive offers
Pay easy online
Via JomAuto mobile app
Interested ? Pay later with us !
Shop now
A hassle-free process
3 steps from application to payment
Go shopping
Shop at your favorite stores online or in-store.
Choose the terms you like
Select the repayment terms that align with your budget.
Make your payments
Your payments are always on track via JomAuto mobile app.
Phones and plans made simple
I walked into the store to buy a phone few months ago. The rate is kinda suits me and the terms are affordable, especially I can make repayments via the app.
Dream camera achieved
With the student program, I was able to purchase the sony camera I've been wanting for a long time. Their processing time was faster than I expected.
Will share with my friends!!
Will share with my friends!!
Tap away with the app
Using their JomAuto app makes me checking my outstanding loan balance as easy as a tapping on my phone!
Seamless experiences
The process from start to finish was quite smooth, and nothing left me feeling upset or confused.
The customer service is nice, and yeah, I'm happy with the experience.
The customer service is nice, and yeah, I'm happy with the experience.
Questions in your mind?
We are here to help you
Q1
How can I apply?
Direct applications from customers are not accepted.
To apply, please submit your application through an authorized dealer or merchant associated with us.
To apply, please submit your application through an authorized dealer or merchant associated with us.
Q2
Where can I use Chailease Pay Later (zingala)?
Q3
How long does it take to process a application?
Q4
Is a guarantor or collateral required for the application process?
Q5
How does Chailease Berjaya protect my personal information?
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